Job Description

Compliance Officer - Commercial Banking - Chester

Are you passionate about driving strong risk culture in a growing financial institution with bold ambitions? We’re partnering with a forward-thinking commercial bank that’s combining innovation, technology, and customer focus to deliver smarter, more sustainable financial solutions. With growth accelerating and a strong leadership team in place, they’re now looking for a Compliance Officer to play a key role in strengthening the 2nd Line of Defence (2LoD) and embedding best practice across the business.

Responsibilities

• Lead day-to-day management of the compliance plan and QA framework, completing reviews and follow-up actions.
• Support delivery of the Risk & Compliance Oversight Plan approved by the Board Risk Committee.
• Manage regulatory breaches, the compliance inbox, and provide support on FCA-regulated complaints.
• Deliver compliance training for new joiners and refresher sessions across the business.
• Support incident management, breaches, and risk event investigations.
• Manage data protection requests (DSARs, deletion requests) and assist the DPO where required.
• Analyse key regulatory developments and identify business impacts.
• Prepare MI and content for Board and executive committees.
• Contribute to innovation by supporting the adoption of AI tools and digital solutions across compliance processes.

About you / Qualifications

• 2+ years’ experience working within the Compliance team of a bank or lender is essential.
• Strong knowledge of FCA regulations, particularly SYSC, SMCR, and Consumer Duty.
• Understanding of RCSA, control testing, and incident management processes.
• Excellent analytical, organisational, and communication skills.
• Confident working across teams and engaging with senior stakeholders.
• Progress toward ICA, IRM, or equivalent compliance qualifications is a plus.

What’s on offer

• Competitive salary and benefits package